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A structured settlement, in the most basic definition, is an arrangement made with a plaintiff in a personal injury lawsuit that allows the plaintiff to recover their judgment over a longer stretch of time instead of as a single lump sum payment. There are specific reasons why a structured settlement can be a very good option, and there are situations where a structured settlement probably isn’t worth it.

First off, it’s important to understand the overall benefits of a structure settlement. With a structured settlement, you are not required to pay taxes on the disbursements. This avoids the large tax payment you would probably need to make on a lump sum payment.

Receiving a lump sum payment can also make you a target. Whether it’s a long lost relative who suddenly has a need for cash, or whether it is a con artist that follows court proceedings to find potential victims, a structured settlement helps you avoid some of the hazards of a lump sum payment.

A structured settlement can also help provide security to you. With a lump sum, there is always the danger that you could make a poor investment and lose it all, or that you could simply overspend. A structured settlement insures that you receive compensation over the long haul.

On top of all of that, a structured settlement can also be beneficial for the defendant. In many cases, a defendant may not have enough to pay a lump sum. This can help to insure that you’ll actually receive your payment.

There are many factors that should go into the decision on whether or not to accept a structured settlement. For example, if your ability to work has been diminished because of the personal injury, you may definitely want to consider a structured settlement. The same is true if it is expected that your health will continue to deteriorate over time. If your medical liabilities will increase, it is important to have a way, in the future, to cover them.

On the other hand, if you have accrued a large amount of debt as a result of your personal injury, it can be worth considering a lump sum payment. Also, a lump sum payment may allow you to, over time, actually receive more money if you can invest it wisely. Weighing all of these factors with your family, attorney and financial planner can help you decide whether a structured settlement is right for you.

Edward Cunningham is an experienced personal accident claims writer with a number of years experience. He has written several articles on accident injury claims.

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Edward Cunningham is an experienced Personal injuries claims writer with a number of years experience. He has written several articles on accident injury claims. For more info click here: http://www.injuryclaim.uk.com/

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Accident Injury Claims-What To Do For Road Accident Injury Compensation Claim?

Posted on 28 December 2010 by admin

by Chuck “Caveman” Coker

What To Do For Road Accident Injury Compensation Claim?

What To Do For Road Accident Injury Compensation Claim?

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Home Page > Finance > What To Do For Road Accident Injury Compensation Claim?

What To Do For Road Accident Injury Compensation Claim?

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Posted: Mar 12, 2009 |Comments: 0
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Road accident injury claims are increasing dramatically as more and more accidents are occurring on the UK roads. Claiming compensation can be done very easily if done in the right way. It’s always good to use company’s that specialize in the road accident compensation field. As they tend to have more experience. Top tips to a successful injury claim.

1.
Always note down all parties details such as:
Vehicle registration number
Name and address of drivers
Make and model of vehicles involved
Date and time
Location
Any witness details (name and contact number)

It is very important to get these details even if you are a passenger, as some times it takes a couple of days before any pain is felt. A good tip would be at least to take down the number plate of the car that’s at fault, as from this information the drivers full details can be found from insurance data basis. If it’s a hit and run accident and you were not able to get the number plate don’t panic but call the police immediately.

2.
Its also good to report the accident to the police as some times people that have accidents start denying that it ever took place Furthermore within an hit and run accident it is vital that a police report is made to the police, because without it sometimes there is a possibility that compensation may not be granted.

3.
Always visit your GP so that adequate medication can be given to you to help ease your pains and so your injuries are recorded on your file. If you are in severe pain then you should go to your local A and E department at your local hospital.

4.
If you have suffered burns or bad browsing then it’s also a good idea to take pictures of your injuries as these can help determine how much you have suffered.

5.
Contact a Professional Claims Company as they are the best people you should use to help you claim for compensation as they have a vast amount of experience in these fields. It’s always best to use a company that offer 100% compensation as some make deductions of your compensation for no apparent reason.

‘So now you know’ it is very easy to win a road accident compensation claim as long as you follow these tips. Again at the same time it may be very difficult too. But as long as you follow these tops you should be on your way to receiving the justices you deserve via compensation.

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What are the effects of road accidents ?
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Tags: Accident, Claims, ClaimsWhat, different, Injury, Personal, types

Accident Injury Claims-What are the different types of Personal Injury Claims?

Posted on 03 December 2010 by admin

by Saynine

What are the different types of Personal Injury Claims?

What are the different types of Personal Injury Claims?

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Home Page > Law > National, State, Local > What are the different types of Personal Injury Claims?

What are the different types of Personal Injury Claims?

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What are the different types of Personal Injury Claims?

By: Mike Allter

About the Author

Internet Marketing and Blogger Find Personal Injury Solicitors Manchester and Road Traffic Accident Claims

(ArticlesBase SC #2992979)

Article Source: http://www.articlesbase.com/ – What are the different types of Personal Injury Claims?

Personal injury refers to an injury to the body, mind or emotions. Personal injury claim is the most common type of the various injury claims. It is the legal term referring to a lawsuit that allegedly makes claim of the plaintiff’s injury being caused by the negligence of another.

The most common types of personal injury claims are:

Road traffic accident claims: Road traffic accident claims are the type of accident claims that can be made when you have been injured by another driver that has caused a road traffic accident due to the following reasons:

Driving above speed limit, ignorance of traffic signals or road signs, Inability to brake at the right time, Breach of the stopping distance that must be maintained, Lack of control over vehicle,Lack of concentration on the road, Driving under the influence of alcohol, drugs or any other substance that might render the driver incapable of driving. When you have been victimized to a road traffic accident, you must immediately report it to the police and then contact a compensation claims specialist.

The most common type of Road traffic accident claim is the whiplash compensation claim. You can make a whiplash compensation claim when the driver suddenly brakes or accelerates causing your head to suddenly jerk either backwards or sideways. This sudden movement can cause swelling and inflammation due to injury to the bones, discs, nerves, muscles tendons of the neck.

Accident at work claims: Work injuries are extremely common in the U.K. Any injury sustained by you that was not your fault and is not against you in any way by your employer is valid for accident at work claims. Such injuries are usually covered by the employer’s insurance company and are thus paid by the insurance company and not the employer. Accidents at work are usually caused due to insufficient steps taken to maintain the Government regulated health and safety conditions. Inappropriate health and safety conditions include the following. The equipment or machinery being used is damaged, Materials being used are dangerous, The system of work is unsafe. The other type of accident injury claims that cause personal harm include tripping accidents, assault claims, accidents in the home, product defect accidents and holiday accidents.

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Internet Marketing and Blogger Find Personal Injury Solicitors Manchester and Road Traffic Accident Claims

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Tags: Accident, Accidents, Auto, ClaimsWhat, Florida, Limitations, Statute

Auto Accident Claims-What is the Statute of Limitations for Florida Auto Accidents?

Posted on 31 July 2010 by admin

by Rob Ketcherside

What is the Statute of Limitations for Florida Auto Accidents?

Question:

What is the statute of limitations for an auto accident claim in the state of Florida? My insurance rep tells me that my statute of limitations has expired(6/25/10) and I am not eligible for any compensation. The accident(6/25/05) caused rotator cuff injury which required surgery and thencomplications from surgery prolonged the recovery. I have spoken with therep several times and mailed medical documentation as I received it duringthe 5 year period. During one conversation she told me that they wouldoffer me a settlement after the surgery and physical therapy was completedby 6/25/10. Was I required to contact them for a settlement or theirresponsibility to make me an offer? Am I able to fight this now?

Answer:

Sandra, The statute of limitations in a negligence claim in Florida isgoverned by Fla. Stat. sec. 95.11. For a car accident claim to be madeagainst a third party, i.e. another person caused the accident and you aremaking a claim against their insurance, the statute of limitations is fouryears from the date of the accident.

If your claim is against your own car insurance through the uninsuredmotorist coverage, the statute of limitations is 5 years from the date ofthe accident.

The responsibility to make a claim lies with the person making the claim.The insurance company does not have any duty to make an offer on a claimthat does not get presented within the statute of limitations.

If your accident occurred in Florida on 6/25/05, we’re now in July of 2010, which means the statute of limitations has expired.

South Florida Attorney Joseph M. Maus and Associates has been helping victims of injuries and accidents for close to 17 years. The firm prides itself on having the resources and experience of the largest state-wide law firms, yet providing individualized attention to each and every client.

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